Access to Finance

Could you do with additional working capital?

Do you require temporary access to finance when payments from your buyers are delayed, and you still need to pay your supplier?

Pay suppliers and remit money overseas using your credit card

Pay your suppliers and employees using your credit card, even if they don’t normally accept card payments.
Earn rewards or cash back (depending on your card).
Get up to 55 days of interest free credit on your payments.

Get Started

Common Challenges

How many interest-free days do I get if I use my credit card to pay my suppliers?

You can enjoy up to 55 days of interest-free credit when you pay with your card.

My business often struggles with cash flow, especially when payments from my buyers are delayed. How can SingX help me manage this?

SingX offers an ‘Access to Finance’ solution that allows you to make payments to your suppliers, contractors, and employees using your corporate or personal cards, even during holiday seasons or when buyer payments are delayed. This can help unlock the finance you need to keep your operations running smoothly.

My supplier does not accept credit cards, can I still pay them through SingX using my credit card?

Yes, you can use your credit card to pay suppliers who don’t accept cards.

I don’t have a credit card with enough limit. What can I do?

Please get in touch with your SingX relationship manager. He will help you apply for a credit card with a credit card issuer.

Are there any limits on the amount I can charge to a card?

There are no limits on the size of payments you can make. (Please check with your bank on how much limit you have available on your card.)

Open an account in 3 easy steps

Any business, anywhere can apply. We serve companies globally, no matter where you're based.

Easy Sign-Up

Enter your business details

Dedicated Support

Our business manager will reach out to guide you.

Start in Days

Submit your documents & open your account in 1-2 business days.

About SingX

SingX is a neobank headquartered in Singapore. Established in 2014, we are licensed as a Major Payment Institution by the Monetary Authority of Singapore-enabling us to hold funds, facilitate currency conversions and process global receipts and payments with speed and efficiency. We are also licensed in Hong Kong and Australia.

Safe, Secure and Fully Regulated

Operating under stringent regulatory oversight, in three of Asia's leading financial hubs, SingX partners with top-tier banks to ensure a secure and reliable financial infrastructure. Our advanced technology platform is built for both security and ease of use-delivering a seamless user experience.