Banks & Neo-Banks​

Plug and Play Solutions for Cross-Border Payments.

Your retail and business customers trust your bank – they hold accounts with you, and they borrow from you. But when it comes to cross-border payments, they look elsewhere.

Managing cross-border payments is increasingly challenging as traditional banks face rising competition from agile neobanks and fintech disruptors. SingX helps banks stay ahead with automated and secure solutions to make real time payments to several exotic corridors.

Let SingX modernize your cross-border payments so you can enjoy greater your share of wallet from your customers.

Common Challenges

Banks using the SWIFT network often deliver both slow and costly cross-border payments that frustrate customers. SingX offers a Fully Automated White Label Platform that provides you with an end-to end solution to process your cross-border transactions.  We support both C2C payments and B2B payments. We process payments 7 days a week, year-round with real-time updates, and full customer confidentiality.  

Our platform also gives you the flexibility to charge any price you want. You can set a special price for every customer by corridor. Once the price is set you do not have to call SingX to book deals.  

Leverage SingX’s local payment corridors across 55+ countries for faster, cheaper international payments.  Enjoy real-time transactions with competitive FX rates and 7×365 processing, including weekends and holidays.

Tap into SingX’s extensive network in exotic markets. We provide reliable, cost-effective access through local rails and direct corridors, and make both C2C and B2B payments simplifying compliance and improving delivery speed. 

If you are a bank based in countries such as India, Pakistan, Philippines, Indonesia, Sri Lanka or Bangladesh you want to open accounts for your citizens based overseas. These accounts are a vital source of deposits and liability management. You are looking for an efficient method of collecting foreign currency from these overseas citizens and for efficiently moving these funds back to your bank.

Utilize our payment licenses, extensive corridors, and robust API stack to attract inbound remittances from key Asian markets – Singapore, Hong Kong, and Australia – allowing you to expand your market presence effortlessly. With our regulatory support, API infrastructure, and comprehensive treasury, operations, and compliance assistance, launching a remittance solution in these regions becomes a straightforward and low – commitment endeavour.   

Our ‘Access to Finance’ product allows your SME clients to pay their suppliers, contractors and staff using their credit cards, even if their suppliers do not accept cards. his gives your clients access to working capital at a small fee.  This opens out a new revenue stream for your bank, by adding chunky, new, spending onto your cards. This does not increase your credit risk as your customers utilize their existing “open to buy” limits available on their SME cards.

Your customers can Fly Free Faster by turning their Supplier Payments into Air Miles! 

With SingX, your customers can pay suppliers, contractors, and employees locally or overseas – using their credit cards, even if their suppliers don’t accept cards. Your customers earn incremental miles on this new spending.

This opens out a new revenue stream for your bank, by adding chunky, new, spending onto your cards. This does not increase your credit risk as your customers utilize their existing “open to buy” limits available on their SME cards. 

Why Choose SingX?

Global Payment Coverage
Local and Swift C2C, B2B, B2C, payments
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White-Label Solutions
Fast, smart, cost - efficient white - label payment solutions
Flexible Access: API,File,Web
Multiple Ways to Create and Manage Payments!
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Customized Pricing Module
For Enterprise and FIs
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About SingX

SingX is a neobank headquartered in Singapore. Established in 2014, we are licensed as a Major Payment Institution by the Monetary Authority of Singapore-enabling us to hold funds, facilitate currency conversions and process global receipts and payments with speed and efficiency. We are also licensed in Hong Kong and Australia.

Safe, Secure and Fully Regulated

Operating under stringent regulatory oversight, in three of Asia's leading financial hubs, SingX partners with top-tier banks to ensure a secure and reliable financial infrastructure. Our advanced technology platform is built for both security and ease of use-delivering a seamless user experience.

Led by Industry Experts

SingX was founded by seasoned professionals with deep expertise in international finance. Together, our leadership brings over 100 years of experience in banking, payments and governance — upholding the highest standards of trust, compliance and integrity.

Built on Integrity, Proven by Results — Discover Why We're Trusted by So Many

MAS Fintech Award
SME 100 Award
SFA Top 5 Fintech
Hottest Startups
Google Reviews 4.5

SingX Pte Ltd (UEN: 201433979Z), a company registered in Singapore, works with licensed group entities in each operating market to provide neo-banking services.

In Singapore, SingX partners with its group company, SingX Singapore Pte Ltd (UEN: 201533243W), a wholly owned subsidiary of SingX Pte Ltd. SingX Singapore Pte Ltd is licensed and regulated as a Major Payments Institution (License No. PS20200369) by the Monetary Authority of Singapore (MAS).

In Hong Kong, SingX operates through its group company, SingX Hong Kong Co. Ltd (License No. 16‑09‑01908), a wholly owned subsidiary of SingX Pte Ltd. SingX Hong Kong Co. Ltd is licensed and regulated as a remittance service provider by the Customs and Excise Department.

In Australia, SingX operates through its group company SingX Australia Pty Ltd (ACN: 624 277 201), a wholly owned subsidiary of SingX Pte Ltd. SingX Australia Pty Ltd is regulated by the Australian Securities and Investments Commission (ASIC) and holds an Australian Financial Services Licence (AFSL No. 508309). SingX Austraila Pty Ltd is also registered with Austrac.