Common Challenges

While international payment gateways offer convenience, the cost of converting and remitting funds to your home country can be significant. This often forces businesses to delay transfers to save on fees, affecting working capital

SingX offers transparent, competitive FX rates, helping you save up to 2–3% per transaction, adding up to thousands of dollars annually for growing eCommerce brands

Many eCommerce businesses with independent websites face declined transactions despite legitimate activity, caused by fraud algorithms that flag mismatched addresses or foreign IPs. This results in lost revenue, frustrated customers, and increased support costs

SingX eliminates this issue by offering local bank collection options through Named Virtual Accounts and house accounts in Singapore, Hong Kong, Australia, and Indonesia, ensuring seamless customer payments

Credit cards aren’t always the preferred method globally. Customers are more likely to complete purchases using local, familiar payment options

With SingX’s local payment rails, buyers can pay in their home currency using trusted methods, enhancing their experience and improving your global conversion rates

Why Choose SingX?

Quick Account Setup
Open your multi-currency account: Quick and hassle-free onboarding
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Global Payment Coverage
Local and SWIFT C2C, B2B, B2C and C2B payments
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Guaranteed FX Savings
Live and transparent rates
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Effortless Reconciliation
Support Your Finance Team with Real - Time Data 
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About SingX

SingX is a neobank headquartered in Singapore. Established in 2014, we are licensed as a Major Payment Institution by the Monetary Authority of Singapore-enabling us to hold funds, facilitate currency conversions and process global receipts and payments with speed and efficiency. We are also licensed in Hong Kong and Australia.

Safe, Secure and Fully Regulated

Operating under stringent regulatory oversight, in three of Asia's leading financial hubs, SingX partners with top-tier banks to ensure a secure and reliable financial infrastructure. Our advanced technology platform is built for both security and ease of use-delivering a seamless user experience.

Led by Industry Experts

SingX was founded by seasoned professionals with deep expertise in international finance. Together, our leadership brings over 100 years of experience in banking, payments and governance — upholding the highest standards of trust, compliance and integrity.

Built on Integrity, Proven by Results — Discover Why We're Trusted by So Many

MAS Fintech Award
ISO Certificate
SME 100 Award
SFA Top 5 Fintech
Hottest Startups
Google Reviews 4.5

SingX Pte Ltd (UEN: 201433979Z), a company registered in Singapore, works with licensed group entities in each operating market to provide neo-banking services.

In Singapore, SingX partners with its group company, SingX Singapore Pte Ltd (UEN: 201533243W), a wholly owned subsidiary of SingX Pte Ltd. SingX Singapore Pte Ltd is licensed and regulated as a Major Payments Institution (License No. PS20200369) by the Monetary Authority of Singapore (MAS). Our licensed payment services include the following payment services (1) Account Issuance Service (2) Cross-border Money Transfer Service (3) E-money Issuance Service.

In Hong Kong, SingX operates through its group company, SingX Hong Kong Co. Ltd (License No. 16‑09‑01908), a wholly owned subsidiary of SingX Pte Ltd. SingX Hong Kong Co. Ltd is licensed and regulated as a remittance service provider by the Customs and Excise Department.

In Australia, SingX operates through its group company SingX Australia Pty Ltd (ACN: 624 277 201), a wholly owned subsidiary of SingX Pte Ltd. SingX Australia Pty Ltd is regulated by the Australian Securities and Investments Commission (ASIC) and holds an Australian Financial Services Licence (AFSL No. 508309). SingX Austraila Pty Ltd is also registered with Austrac.

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