Common Challenges

SingX offers a customized local currency payroll solution tailored to each employee’s country. Our system ensures they receive their full earnings at competitive exchange rates without unnecessary losses during conversion. We also provide a detailed invoice for complete transparency on USD sent, conversion rate, and local currency received, reducing your payroll transaction costs

SingX’s SWIFT FullPay Solution guarantees full-value USD transfers with zero deductions. This ensures your employees receive their complete salary as intended, eliminating frustration and discrepancies

Yes, SingX provides a customized co-branded self-service portal where employees can effortlessly update their banking details. This reduces your operational effort and risk, empowering employees to manage their payment information securely

SingX offers Bulk Payments and API integration solutions that allow you to streamline high-volume salary disbursements. Simply create the payment file, and SingX handles the rest, ensuring zero payment rejections through validation and seamless processing to pay your employees quickly and accurately in one go

SingX’s efficient local currency conversion with competitive rates directly reduces the hidden costs associated with exchange rate markups. Additionally, our automated self-service portal and bulk payment solutions minimize manual administrative overhead, leading to significant savings in your payroll operations

SingX provides detailed invoices for local currency payments, clearly outlining the USD sent, the conversion rate, and the final local amount received, fostering trust and transparency. Furthermore, our SWIFT FullPay Solution ensures employees receive the exact USD amount intended, eliminating frustrating deductions and boosting satisfaction with their compensation. The user-friendly self-service portal also empowers employees with control over their payment information

Why Choose SingX?

Global Payment Coverage
Local and SWIFT C2C, B2B, B2C and C2B payments
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Guaranteed FX Savings
Live and transparent rates
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Streamline Costs
Grow your business efficiently without expanding your team or increasing overheads
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Dedicated Support
Experience our service 
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About SingX

SingX is a neobank headquartered in Singapore. Established in 2014, we are licensed as a Major Payment Institution by the Monetary Authority of Singapore-enabling us to hold funds, facilitate currency conversions and process global receipts and payments with speed and efficiency. We are also licensed in Hong Kong and Australia.

Safe, Secure and Fully Regulated

Operating under stringent regulatory oversight, in three of Asia's leading financial hubs, SingX partners with top-tier banks to ensure a secure and reliable financial infrastructure. Our advanced technology platform is built for both security and ease of use-delivering a seamless user experience.

Led by Industry Experts

SingX was founded by seasoned professionals with deep expertise in international finance. Together, our leadership brings over 100 years of experience in banking, payments and governance — upholding the highest standards of trust, compliance and integrity.

Built on Integrity, Proven by Results — Discover Why We're Trusted by So Many

MAS Fintech Award
ISO Certificate
SME 100 Award
SFA Top 5 Fintech
Hottest Startups
Google Reviews 4.5

SingX Pte Ltd (UEN: 201433979Z), a company registered in Singapore, works with licensed group entities in each operating market to provide neo-banking services.

In Singapore, SingX partners with its group company, SingX Singapore Pte Ltd (UEN: 201533243W), a wholly owned subsidiary of SingX Pte Ltd. SingX Singapore Pte Ltd is licensed and regulated as a Major Payments Institution (License No. PS20200369) by the Monetary Authority of Singapore (MAS). Our licensed payment services include the following payment services (1) Account Issuance Service (2) Cross-border Money Transfer Service (3) E-money Issuance Service.

In Hong Kong, SingX operates through its group company, SingX Hong Kong Co. Ltd (License No. 16‑09‑01908), a wholly owned subsidiary of SingX Pte Ltd. SingX Hong Kong Co. Ltd is licensed and regulated as a remittance service provider by the Customs and Excise Department.

In Australia, SingX operates through its group company SingX Australia Pty Ltd (ACN: 624 277 201), a wholly owned subsidiary of SingX Pte Ltd. SingX Australia Pty Ltd is regulated by the Australian Securities and Investments Commission (ASIC) and holds an Australian Financial Services Licence (AFSL No. 508309). SingX Austraila Pty Ltd is also registered with Austrac.

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