Payment Gateways

Cost-Effective Global Payout Solutions for Stronger Merchant Relationships.

As a Payment Gateway, you help overseas merchants collect payments from customers. In summary, you specialize in “pay-ins” into merchant accounts.

If you serve international merchants, you need to make pay-outs to these merchants in their home currencies. SingX specializes in making Global Payouts to over 180 countries. We combine human expertise with powerful solutions to streamline your merchant payments, ensuring smooth operations and stronger merchant relationships.

Let SingX optimize your global payouts so you can focus on growing your pay-in ecosystem.

Common Challenges

We can help you to verify your receivers and ensure payments are processed without delay. Our experienced compliance team helps to answer RFI related questions raised by intermediary banks. This ensures that queries are resolved promptly, keeping your transactions flowing seamlessly.

SingX reduces the settlement cycle to your merchants by lowering the fixed fees that you pay on transactions. Additionally, you book transactions at live interbank rates, easily verifiable on Google. As an enterprise customer you enjoy customised pricing. We tailor make a pricing proposal by currency pair and amount. With this customised pricing solution your treasury team does not have to manually call and fix rates – you simply log-in and transact.

With SingX’s SWIFT FullPay Solution, you can guarantee full-value USD transfers with zero deductions, ensuring your merchants receive the full invoice amount, as intended. 

Use SingX’s automated Reconciliation tools to instantly download transaction history and account statements. Make reconciliations quick and hassle-free for your accounting team. 

SingX provides robust compliance and KYC solutions, combining deep regulatory expertise with advanced verification tools. Our team can also assist Payment Gateways by doing a KYC on their International merchants.  

Why Choose SingX?

Quick Account Setup
Open your multi-currency account: Quick and hassle-free onboarding
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Global Payment Coverage
Local and Swift pay C2C, B2B, B2C, payments
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Guaranteed FX Savings
Live and transparent rates 
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Effortless Reconciliation
Support Your Finance Team with Real - Time Data
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About SingX

SingX is a neobank headquartered in Singapore. Established in 2014, we are licensed as a Major Payment Institution by the Monetary Authority of Singapore-enabling us to hold funds, facilitate currency conversions and process global receipts and payments with speed and efficiency. We are also licensed in Hong Kong and Australia.

Safe, Secure and Fully Regulated

Operating under stringent regulatory oversight, in three of Asia's leading financial hubs, SingX partners with top-tier banks to ensure a secure and reliable financial infrastructure. Our advanced technology platform is built for both security and ease of use-delivering a seamless user experience.

Led by Industry Experts

SingX was founded by seasoned professionals with deep expertise in international finance. Together, our leadership brings over 100 years of experience in banking, payments and governance — upholding the highest standards of trust, compliance and integrity.

Built on Integrity, Proven by Results — Discover Why We're Trusted by So Many

MAS Fintech Award
SME 100 Award
SFA Top 5 Fintech
Hottest Startups
Google Reviews 4.5

SingX Pte Ltd (UEN: 201433979Z), a company registered in Singapore, works with licensed group entities in each operating market to provide neo-banking services.

In Singapore, SingX partners with its group company, SingX Singapore Pte Ltd (UEN: 201533243W), a wholly owned subsidiary of SingX Pte Ltd. SingX Singapore Pte Ltd is licensed and regulated as a Major Payments Institution (License No. PS20200369) by the Monetary Authority of Singapore (MAS).

In Hong Kong, SingX operates through its group company, SingX Hong Kong Co. Ltd (License No. 16‑09‑01908), a wholly owned subsidiary of SingX Pte Ltd. SingX Hong Kong Co. Ltd is licensed and regulated as a remittance service provider by the Customs and Excise Department.

In Australia, SingX operates through its group company SingX Australia Pty Ltd (ACN: 624 277 201), a wholly owned subsidiary of SingX Pte Ltd. SingX Australia Pty Ltd is regulated by the Australian Securities and Investments Commission (ASIC) and holds an Australian Financial Services Licence (AFSL No. 508309). SingX Austraila Pty Ltd is also registered with Austrac.