Sending money overseas with SingX is not only cheaper and more convenient but also really fast! Processing time begins once transactions are booked and payments for these transactions are credited to the SingX bank account.
| Country | Processing Times | Transfer Limits | ||
|---|---|---|---|---|
| Business Days | Non - Business Days | |||
| Australia (AUD) | Before 2PM (GMT+8) - Same day After 2PM (GMT+8) - Next Business day | 1 Business day | No Limit | |
| Bangladesh (BDT) | Before 5pm (GMT+8) Wallet - Same day Bank Account - 2 Business Days | Wallet - 1 Business day Bank - 2 Business Days | Individual: (Bkash Wallet) Per Transfer: BDT 50 - BDT 125,000 Max wallet & monthly limit: BDT 450,000 (Bank Account) Per Transfer: BDT 50 - No Limit Compliance accumulated limit: BDT 1,000,000 per day Note – we do not process transactions to business accounts | |
| Canada (CAD) | Before 5pm (GMT+8) - Same Day After 5PM (GMT+8) - Next Business day | 1 Business Day | Individual & Business Receivers: Minimum Per Transaction: CAD 1 Maximum Per Transaction: CAD 200,000 | |
| China (CNY)** | Alipay Wallet - Instant Alipay Bank Account (via CUP) - Within few hours | Alipay - Instant | Alipay Individual: Per Transfer: CNY 50,000 (Max 5 transfers per month) Annual Limit: CNY 300,000 | |
| ChinaPay Wallet 9am to 5pm - Within few hours 5pm to 9am - Next Business Day | ChinaPay Wallet - 1-2 Business Days | ChinaPay Individual: Per Transfer: USD 3,000 (CNY Equivalent) (Max 2 Tansfer per Day); Per year: USD 50,000 (CNY Equivalent) | ||
If the receiver does not have a ChinaPay wallet, a one-time KYC is required. | ||||
| Europe (EUR) | Before 5pm (GMT + 8) - Same Day After 5pm (GMT + 8) - Next Business Day | 1 Business Day | No Limit | |
| Hong Kong (HKD) | Before 5PM (GMT+8) - Same Day After 5PM (GMT+8) - Next Day | Before 5PM (GMT+8) - Same Day After 5PM (GMT+8) - Next Day | No Limit | |
| India (INR) | Before 5PM (GMT+8) - Within Few Hours After 5PM (GMT+8) - Next Day | Before 5PM (GMT+8) - Within Few Hours After 5PM (GMT+8) - Next Day | Individual: No Limit Business: INR 1,500,000 | |
| Indonesia (IDR) | < IDR 50M before 5PM (GMT+8) – Within 1-2 Hours < IDR 50M after 5PM (GMT+8) – Next Day IDR 50M upto IDR 500M (SKN Transfers): Before 2PM (GMT+8): 1-2 Business Hours After 2PM (GMT+8): Next Business Day Greater than 500M (RTGS Transfers): Before 2PM (GMT+8): 1-2 Business Hours After 2PM (GMT+8): Next Business Day | < IDR 50M before 5PM (GMT+8) – Within 1-2 Hours < IDR 50M after 5PM (GMT+8) – Next Day >IDR 50M - Next Business Day | No Limit | |
| Japan (JPY)*** | Before 5pm (GMT + 8) - Same Day After 5 PM (GMT + 8) – Next Business Day | 1 Business day | No Limit | |
Note: Turnaround time depends on the processing time of the banks involved. | ||||
| Malaysia (MYR) | Before 5PM (GMT+8) - Same Day After 5PM (GMT+8) - Next Day | Before 5PM (GMT+8) - Same Day After 5PM (GMT+8) - Next Day | Individual Receivers: Minimum Per Transaction: MYR 1 Maximum Per Transaction: Malaysians - No Limit Non-Malaysians - MYR 10,000 Business Receivers: Minimum Per Transaction: MYR 1 Maximum Per Transaction: No Limit TNG Wallet: Max amount as per your wallet configuration | |
| Nepal (NPR) | Before 12pm (GMT + 8) - Next Business Day After 12pm (GMT + 8) - 1-2 Business Day | 1-2 Business Days | C2C : No Limit C2B: NPR 2,000,000 B2C: NPR 2,000,000 B2B: NPR 2,000,000 | |
| New Zealand (NZD)*** | Before 11.30 AM (GMT+8) - Same Day After 11.30 AM (GMT+8) - Next Business Day | 1 Business day | No Limit | |
Note: Turnaround time depends on the processing time of the banks involved. | ||||
| Pakistan (PKR) | Before 4PM (GMT + 8) – Same Day After 4PM (GMT + 8) – Next Business Day | 1 Business day | Only Individuals Per Transfer: PKR 1,000,000 Per Day: PKR 5,000,000 | |
| Philippines (PHP) | Bank Transfer: Less than PHP 50K* - 1-2 Hours More than PHP 50K - 1-2 Business Days Cash: Before 4pm(GMT+8) - Same Day | 1 Business day | Bank Transfer: No Limit Cash: PHP 50,000 | |
| Singapore (SGD) | Before 5PM (GMT+8) - Within Few Hours After 5PM (GMT+8) - Next Business Day Note: For transactions greater than SGD 200,000, the cut off is 4 PM (GMT+8) | Before 5PM (GMT+8) - Within Few Hours After 5PM (GMT+8) - Next Business Day Note: For transactions greater than SGD 200,000, the cut off is 4 PM (GMT+8) | No Limit | |
| South Africa (ZAR) | Before 3pm (GMT+8) - Same day After 3pm (GMT+8) - Next Business Day | 1 Business day | Individual : ZAR 80,000 | |
| South Korea (KRW) | Within few hours | Within few hours | Individual & Business : No Limit | |
| Sri Lanka (LKR) | Before 11AM (GMT + 8) – Same Day After 11AM (GMT + 8) – Next Business Day | 1 Business Day | Individual & Business Receivers: Minimum Per Transaction: LKR 100 Maximum Per Transaction: LKR 1,000,000 Maximum Per Day: LKR 5,000,000 | |
| Thailand (THB) | Before 5PM (GMT+8) – Same Day After 5PM (GMT+8) – Next Business Day | 1 Business day | Minimum Per Transaction: THB 10 Maximum Per Transaction: Siam Commercial Bank & Kasikorn Bank - Limit THB 1,999,999 Bangkok Bank, CIMB Thai Bank, Krungthai Bank, Bank of Ayudhaya - Limit THB 700,000 Others - Limit THB 49,999 | |
| UK (GBP) | Before 5pm (GMT + 8) - Same Day Afrer 5pm (GMT + 8) - Next Business Day | 1 Business Day | Individual & Business Receivers: Minimum Per Transaction: GBP 1 (Faster Payments) Maximum Per Transaction: GBP 1,000,000 (Faster Payments) | |
| United Arab Emirates (AED) | Before 3PM (GMT+8): Same Day After 3PM (GMT+8): Next Business Day | 1 Business day | Individuals only:AED 27,500 | |
Note: For HSBC / Arab Bank / Commercial Bank International / United Arab bank, processing time will be 4 working days. | ||||
| United States (USD) | Before 5PM (GMT+8): Same Day (For ACH) After 5PM (GMT+8): Next Business Day | 1 Business day | Individual & Business Receivers: Minimum Per Transaction: USD 1 Maximum Per Transaction: USD 1,000,000 (Local payments-ACH) | |
| Vietnam (VND) | Before 5pm (GMT+8) NAPAS Rail banks - Same day Traditional Rail banks - Next Business Day | 1 Business day | No Limit | |
| Swift Payments USD, EURO, GBP, JPY, NZD, SGD, HKD, CNY, AED, AUD, THB to over 180 countries | 2 Business Days | 2 Business Days | No Limit | |
Note: For SWIFT transactions, turnaround time depends on the processing time of the banks involved. | ||||
*For these banks only - BDO Unibank, Bank of Philippine Island (BPI), BPI Family, Metrobank
** ChinaPay: Receivers must be Individuals and Chinese Nationals only.
*** For Japan and New Zealand, we support only Swift payments
^Processing times refers to transactions booked and payments for these transactions credited to the SingX bank account.